Buy more of what you want, and have more time to pay!
No Deposit
Quick & Simple
3 Months
Interest Free
Up to $1,000
reusable credit
Low and easy
monthly payments

I want zipMoney
Simple Application 3 minutes to complete application
Shop Instantly Get your goods today
More time to pay Flexible payments to suit your life
Get Pre Approved Apply at Checkout
A decision in seconds

You must be an Australian resident,
18 years or over and have a job to apply.

Fees and charges
No deposit - nothing to pay today
Minimum monthly repayment of $40/mth or 3% of outstanding balance (whichever is greater)
A small admin fee of $3.95/mth, payable ONLY if balance owing

Safety and security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

Important Notice
Available to approved applicants only. Minimum monthly repayments of 3% or $40 (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently starting from 19.9%. A Monthly Account Service Fee of $3.95 will apply, only when there is a balance outstanding. Terms & Conditions apply and are available on application. Credit provided by zipMoney Pty Limited, ABN 58 164 440 993, Australian Credit Licence Number 441878. Visit to learn more about zipMoney.